Employees who are participating in a Health Trust health insurance plan at the time of retirement will be eligible to continue coverage for as long as their former employer is a member of the Health Trust, and as long as premiums are paid.

Retirees who are under the age of 65, and who are not eligible for Medicare, will be provided with the same benefits as active employees of the employer. Retirees who are age 65 and over, and who are on Medicare, will have Medicare as their primary coverage. The Health Trust will then provide these Medicare retirees with a Group Companion Plan for supplemental and prescription coverage.

Retirees who continue coverage under any of the MMEHT Health Plans receive a Basic Life Insurance benefit of $3,000. An equal amount of Accidental Death & Dismemberment coverage is also provided, until the retiree’s 70th birthday. Accidental Death & Dismemberment coverage for retirees terminates at age 70.